Finally A Revolutionary Approach to Streamlining Your Services.
We are an unparalleled All-In-One Solution agency offering you services and products that align with your personal and business needs; ensuring they work together seamlessly and efficiently. We are dedicated to bridging the gap between multiple industries so that your plans and services work synergistically. Tired of shopping for fragmented solutions? We have a team of experts that can assist you smoothly with all the crucial facets of your life.
A Company Dedicated To Offering You The Best Solutions
Financial Coaching
We take a deep dive into creating a plan that is centered around your personal goals, so all of your financial decisions are goal-oriented. Let us empower you to budget smarter, eliminate debt, and build long-term wealth.
Accounting & Bookkeeping
We offer accounting services to help you stay on track with your finances, to achieve maximum tax savings and financial growth. Whether it be daily transactions or year-end reports, we keep your numbers clean.
Tax Strategy
Unlock powerful tax savings with expert strategies tailored to your income, investments, and business goals. We go beyond basic filing to help you keep more of what you earn—legally and efficiently.
Your Business Toolkit
We offer you the tools to elevate your business, from payroll, marketing to entity setup and digital systems, our all-in-one business solutions bring clarity, structure, and scalability to your operations. Run smarter. Grow faster. Stress less.
Auto & Home
Protect what matters with personalized auto and home insurance coverage that fits your lifestyle and budget. Get instant quotes, bundle discounts, and peace of mind you can count on.
Health Insurance
Navigate the world of healthcare with expert guidance and access to the best health and Medicare plans for you, your family, or your team. Coverage that cares for your life, your way.
Life Insurance
Safeguard your family's future with life insurance solutions built to last. Whether it's term, whole, or indexed universal life, we help you build wealth and leave a legacy—on your terms.
Retirement Planning
Prepare for the future with strategic retirement planning that includes wills, trusts, and guaranteed income through annuities. Protect your assets. Provide for your family. Retire with confidence.
Solutions To Grow Your Business
In today’s crowded marketplace, AI tools and one-off services are everywhere—but none of them, on their own, will deliver the transformative results your business needs. What you really need is a strategist—someone who sees the big picture, knows the plays, and positions you to win smarter, faster, and more profitably.
At Enlighten Financial Solutions, we’re more than just a service provider. We’re your virtual operations manager, bookkeeper, financial strategist, workflow optimizer, and administrative assistant—all in one powerful, cost-effective solution. There's a reason why our clients stay with us long-term and never look back: we offer Unmatched Pricing and Performance, Zero Turnover, and Complete Operational Support—so you can focus on growth, not paperwork.
Whether you need bookkeeping, financial analysis, business process optimization, or just one specialized service, we tailor solutions that streamline your operations, strengthen your bottom line, and fuel your business growth.
Files Digitized
Workflows Generated
Dollars Saved In Taxes & Premiums
Marketing Ads Launched
Choose A Coverage Plan That Suits Your Needs
Auto & Home Insurance
- Competitive Coverage Rates
- Good Driver Discount
- Multiple Car Discount
- Multiple Driver Discount
- High Risk SR-22 Filing
- International License
- Liability Coverage
- Comprehensive & Collision
- Uninsured Motorist
- Medical Payments
- Personal Injury Protection
- Home Insurance
- Landlord Insurance
- Renter's Insurance
- Flood Insurance
- Earthquake Insurance
- Pet Insurance
Business & Commercial
- General Liability
- Professional Liability
- Commercial Auto Insurance
- BOP Insurance
- Commercial Property
- Worker's Compensation
- Inland Marine
- Errors & Omissions (E&O)
- Bonds
- Builder's Risk
- Tools & Equipment
- Commercial Umbrella Insurance
- Contractor's Insurance
- Garage Liability
- Employment Practices (EPLI)
- Product Liability Insurance
- Coverage For Every Industry
Life & Health
Insurance
- Term Life Insurance
- Return of Premium Term Life
- Whole Life Insurance
- Index Universal Life
- No Medical Exam Life Insurance
- Children’s Life Insurance
- Living Benefits & Riders
- Individual & Family Plans
- Dental & Vision Insurance
- Medicare Advantage Plans
- Medicare Supplement Plans
- Hospital Indemnity Plans
- Group Health Insurance
- Accident Insurance
- Critical Illness Insurance
- Long Term Care Insurance
- Final Expense
Health & Wellness
HealthCare Solutions For All Ages
Searching for a healthcare plan can be an intimidating and overwhelming process. As a brokerage we are contracted with several carriers and we are able to take the time to understand your needs and specific situation to help you shop the plan that best suits you. We don't take a generic approach, and our loyalty is to our customer not a specific plan or carrier, therefore you can trust our thorough and expedient process that aligns with your financial and health goals.
Life Insurance Paired With A Good Financial Plan
You May Have Heard The Gurus Speak On This, But We Can Tell You That Most Are Right and Wrong About the type of Products They Endorse. Sound Confusing? Well It Shouldn't Be If You Can Understand That This Product Is Not A One Size Fits All Approach. An Ergonomic High Arch shoe in a size 8 may be the most amazing solution for one person, but an absolute terrible fit for someone else. With The Right Information, The Plan Selection Is A Very Simple Process That Should Be Tailored to Your Financial Needs and Ultimate Goals. As You Grow and Experience Life Changes, So Should Your Insurance Plan. Therefore our priority is to help educate our clients so they can make the best decision that serves their specific needs versus selling them a product that doesn't align with their current and future goals. Whether you are seeking immediate asset protection or strategizing with an IUL plan we can help you through the process. If you need assistance tailoring a plan to your specific needs don't hesitate to contact us, we are ecstatic to help you and we reassure you there is nothing worse than having no plan or security for your family and leaving your hard earned assets to probate.
WHOLE LIFE INSURANCE
Whole Life Insurance is a permanent life insurance policy that provides lifelong coverage with a guaranteed death benefit and a cash value component that grows over time. Unlike term insurance, it never expires as long as premiums are paid — making it both a protection tool and a financial asset. It’s ideal for building long-term wealth, leaving a legacy, or accessing cash for future needs through policy loans.
INDEX UNIVERSAL LIFE
An IUL Policy can be strategically designed to offer you an array of opportunities. It is a powerful type of permanent life insurance that offers flexible coverage, lifelong protection, and the unique ability to grow cash value based on stock market performance—without the risk of market losses. It's a smart way to build wealth, protect your family, and create a tax-advantaged income stream for the future.
ENHANCED BENEFITS
Enhanced Benefits (Life Insurance Riders) are powerful add-ons to your life insurance policy that customize and expand your coverage to fit your unique needs—at a minimal cost. These riders give you access to benefits while you're still alive, offering protection far beyond a traditional death benefit. Common riders include: Living Benefit, Disability Waiver of Premium, Accidental Death Benefit, Child or Spouse Rider, and Long-Term Care Rider.
KEY PERSON LIFE INSURANCE
Key Person Insurance is a business protection policy that provides a financial safety net if a crucial employee—like an owner, top executive, or lead producer—passes away or becomes disabled. It ensures your business can stay afloat by covering lost revenue, recruitment costs, or transition plans. It’s not just insurance—it’s business continuity in a crisis.
ANNUITIES
An annuity is a powerful financial tool that turns your savings into guaranteed, steady income for life—like creating your own personal pension. Whether you want to grow your money tax-deferred or lock in lifelong payments during retirement, annuities offer stability, predictability, and peace of mind you won’t outlive your income. It’s not just a product—it’s financial confidence for the future.
TERM LIFE INSURANCE
Term Life Insurance is simple, affordable protection that provides a tax-free payout to your loved ones if you pass away during a set term—typically 10, 20, or 30 years. It’s pure peace of mind, giving your family the financial security they need when they need it most.
With low premiums and high coverage, term life is the smartest way to protect what matters—without breaking the bank. We offer term life insurance that can convert to a permanent policy.
"They Don't Just Help, They Elevate."
"As a physician, my focus has always been on patient care—not managing payroll, taxes, or insurance. This company stepped in and completely streamlined every part of my business and personal finances. From setting up my S-Corp, optimizing my tax strategy, handling my malpractice insurance and my worker's compensation audits, to creating a trust for my family—everything was handled with precision and care. It’s the kind of support every doctor needs but rarely finds."
— Founder of Serenity Family Medicine
"Before working with Enlighten Financial, I didn’t realize how much I was overpaying and operating without a strategy. Their integrated approach helped me restructure my entire financial plan, reduce my tax expenses, found me a cheaper insurance, and saved my parents hundreds of dollars in Medicare expenses. It’s the most valuable partnership I’ve made in 22 years of business."
— Rachel Kim, CEO, RK Wellness Group
"As a 35-year contractor, I've faced industry struggles that were partially solved by software solutions. This company has set a high standard I have yet to see anyone meet in construction by addressing risks, pain points, and liabilities. I now have a digital workflow system that covers everything from invoicing to project management. They have even reduced my tax expenses significantly, because of how well versed they are in construction, I've recommended them to five subcontracting business owners already."
— Rivera Construction & Development, Inc
"What they offer is more than services—it’s peace of mind. They helped me build a smarter business with streamlined systems, proactive planning, and insurance strategies I didn’t even know I needed. I now have a full team working for me, and it’s all under one roof. It's a game changer."
-Linda Alvarez
Alvarez Childcare Solutions
The Agency You Can Trust
Meet Our Team of Experts
Bethany Aly
Joseph Noor
Estella Baron
Sam Martinez
Yasmine Aldin
Frequently Asked Questions
Yes, we are excited to hear from you and we know that you may more questions about our services. It's crucial for us to understand your needs and challenges so that we can provide the right support and you can ensure that what we offer aligns with your success.
Whether you are a student in college that needs a healthcare and life insurance plan, an individual turning 65 that needs to strategize their retirement and Medicare plan, or a business that needs help with improving operations and financials, we help all walks of life no matter the age group or specific need.
Our bundled services are designed to eliminate overlap, reduce inefficiencies, and unlock strategic savings across your entire financial and insurance landscape. By managing your accounting, tax strategy, business planning, insurance coverage, retirement planning, and more under one roof, we’re able to: Identify tax-deductible insurance premiums and integrate them into your strategy, Eliminate duplicate services and fees from using multiple providers, Streamline communication and reduce costly errors between accountants, advisors, and insurance agents, Optimize your business structure and coverage for long-term profitability and protection. Think of us as your all-in-one financial command center — saving you time, money, especially when completing your insurance audits, and stress with a coordinated approach that’s simply not possible when you juggle multiple vendors. The result? Smarter strategies, lower costs, and faster growth.
Absolutely — you can use just one service!
While many of our clients choose to bundle services for maximum savings and efficiency, we also offer à la carte solutions tailored to your specific needs. Whether you need just bookkeeping, auto insurance, tax strategy, or help setting up a trust, you’re welcome to start with whatever makes the most sense for you.
Our team is here to meet you where you are — no pressure, no unnecessary upselling, just expert service that fits your goals and budget. When you're ready to expand, we’ll be here with seamless integration into any of our other services.
Tax preparation looks backwards while strategic planning looks forward. Tax preparation is the process of filing your taxes accurately and on time—making sure all required forms are submitted based on your income, expenses, and deductions from the past year. It’s compliance-focused and typically happens during tax season. It's accurate data entry, whereas tax strategizing, on the other hand, is a proactive, year-round approach to reducing your future tax liability. It involves analyzing your income, investments, and business structure to implement legal strategies that minimize what you owe—before tax season even begins.
We are not in the business of data entry, simple software setups, or impersonalized Ai categorization: none of which can save you from an IRS Audit. While programs like QuickBooks or Xero can automate some tasks, they still rely on accurate input, regular maintenance, and expert oversight. A professional bookkeeper ensures that every intimate piece of information has been strategized towards your tax savings and scalability. Without a bookkeeper, even the best software can lead to costly mistakes, missed deductions, or IRS issues.
We go beyond data entry — we help you turn numbers into insights so you can grow with confidence.
Yes, absolutely! We provide comprehensive business formation services to help you start and structure your business the right way from day one. Our goal is to make business formation simple, strategic, and stress-free—so you can focus on growing your mission while we handle the paperwork and setup. Just FYI, there isn't one company we have helped that didn't need us to fix or correct "Online Company" mistakes.
The heart of the answer is that we really care about each individual client, this ultimately allows us to take a comprehensive approach with how we deliver services. Our business services are designed to do more than just keep you organized — they’re built to maximize your bottom line. Our business services are designed to boost your profitability by streamlining operations, improving financial clarity, and reducing overhead costs. From expert bookkeeping and tax strategies to optimized workflows and compliance support, we help you operate smarter and keep more of what you earn. With everything under one roof, you save time, reduce errors, and unlock growth.
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Tax Law Updates For Year 2025 That Will Benefit You
The Truth About Accounting Technology In This Era
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Enlighten Financial Solutions
485 E Foothill Blvd. Ste A
Upland, CA 91786
(909) 303-3330
info@efsservicecenter.com
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