Effective Date: January 01, 2025
Website: www.efsservicecenter.com
Business Name: Enlighten Financial Solutions Inc. (“Company,” “we,” “us,” or “our”)
These Terms of Use (“Terms”) govern your access to and use of our website, services, and related content (collectively, the “Site”). By accessing or using this Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the Site.
1. Eligibility
By using our Site, you represent that you are at least 18 years of age or using the Site under the supervision of a parent or legal guardian. You must reside in the United States or its territories to access our services.
2. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms. You must not:
3. Intellectual Property
All content on this Site—including but not limited to text, images, graphics, logos, software, and design—is the property of Enlighten Financial Solutions Inc. or its content providers and is protected by U.S. and international copyright, trademark, and other laws.
You may not reproduce, distribute, display, sell, or modify any content without our prior written consent.
4. Disclaimer of Warranties
The information provided on this Site is for general informational purposes only and does not constitute financial, tax, insurance, legal, or professional advice. All services are subject to separate service agreements and disclosures.
We make no warranties—express or implied—about the accuracy, completeness, reliability, or availability of the Site or the services provided.
5. Limitation of Liability
To the maximum extent permitted by law, Enlighten Financial Solutions Inc., its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages resulting from:
In any event, our total liability shall not exceed the amount paid (if any) by you for the use of the Site or services.
6. Third-Party Links
This Site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of such websites. Inclusion of a third-party link does not imply endorsement.
7. Privacy
Your use of the Site is also governed by our Privacy Policy. Please review it to understand our data practices.
8. SMS Communication
By opting in to receive SMS messages from us, you agree to our SMS Terms and Conditions. Message frequency may vary. Message and data rates may apply. You can opt out at any time by replying STOP.
9. Account Security
If you create an account on our Site, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles. Any legal action or proceeding shall be brought exclusively in the courts located in that state.
11. Indemnification
You agree to indemnify and hold harmless Enlighten Financial Solutions Inc. and its officers, directors, employees, and agents from any claim, loss, liability, or demand, including attorneys’ fees, arising out of your violation of these Terms or use of the Site.
12. Modifications to the Terms
We reserve the right to modify these Terms at any time. When we do, we will update the Effective Date above. Continued use of the Site following any changes indicates your acceptance of the revised Terms.
13. Termination
We may suspend or terminate your access to the Site at any time, without notice or liability, if we believe you have violated these Terms or applicable law.
14. Contact Us
If you have any questions about these Terms of Use, please contact us:
Enlighten Financial Solutions Inc.
Website: www.efsservicecenter.com
Email: info@efsservicecenter.com
Phone: (909) 303-3330